The prospect of losing your home is fraught with questions: “How can I get the right help short selling my home?” “What if my bank thinks I am strategically defaulting and decides to just foreclose on me?” “What if they do let me short sell my home but then decide to pursue me for a… Continue reading How Long Must I Wait After a Short Sale Before I Can Buy Again?
A recent class action suit resulted in a large number of debt collectors paying a combined settlement of $59 million to the people of New York that were impacted by illegal debt collection practices. These tactics included freezing bank accounts and garnishing wages without the legal consent or right to do so. While this particular… Continue reading Are State Debt Collection Laws Outdated?
Debt collectors are much sought after by many different kinds of businesses. You can become a debt collector and you can operate from office or from home. The most important incentives for a money collection business owner is finding debtors and obtaining customers. Here are a few tips to become an efficient debt collector. Experience… Continue reading How To Become An Efficient Debt Collector
The government funds a program which offers financial help to families with low income in order to pay for child care costs. If you are eligible for a grant like this, then you should get familiar with the way the program works. A part of the child care cost is paid by the government and… Continue reading US Government Grants That Help With Child Care Costs
The decision to strategically default on a home is difficult. Most clients with whom I meet debate the issue for months. Ethical and moral issues aside, the overriding factor should be a financial one: Does it make more sense to continue to debt service the mortgage in the hopes of a quick market recovery or… Continue reading Doing the Math on a Strategic Default
If you ask anybody that is having debt problems, they are going to let you know that it is very easy to get into that situation. What is difficult, however, is finding your way out of debt when it seems to be overwhelming. After all, not only do we have a problem with our finances… Continue reading Reduce Debt, Reduce Stress
Every situation holds a chance to learn something and that includes your debt. If you have been struggling to get out of it, you need to understand that you can use that as fuel for your personal growth. It may be hard to focus on anything right now – especially when you are drowning in… Continue reading Don’t Let Debt Prevent Personal Growth
Calculate your bills and income The first step is you will need to calculate all of the bills that you owe, including past due bills. Add your groceries for the month and gas, as well as extra things that may come up. Next, you will need to calculate your income as well as your partner’s… Continue reading Debt Settlement – How to Write a Letter Asking a Creditor to Settle Debt
Debt collection is not a recent financial activity; it has been around for many centuries and dates far back to 3000 BC at the time of the ancient Sumer Civilization. It gives a kind of timeline to understanding how financial transactions were entered into or made during the earliest days of human civilization. In ancient… Continue reading Know More About Debt Collection!
Indebtedness or financial obligations are at the root of all troubles of many individuals across America, leading to crises in their life and depriving them of exercising the most of the significant necessities. Most of the individuals cannot access to the higher education, cannot pay medical bills, cannot pay mortgage bills, suffer credit card debt… Continue reading Government Debt Relief Grants to Make Your Life Easier